Budgeting is an important tool for saving. First, you need to segregate all your income and expenses. Now, categorise your expenses as least important, important and very important to prioritise them while settling them through your income, which is limited. Try to figure out ways in which you can increase expenses. Ensure that your income exceeds the expenses with as wider a margin as possible. The surplus fund after meeting all the expenses would be your saving. It is only after you have assured savings that you can think about investment.
১২) Which of the following is the correct chronology of steps as can be inferred from the passage?